Five things you need to know today, and who’s ready for Halloween?

Happy Thursday, Cincinnati! I don’t know about you, but I’m looking forward to Halloween on Saturday. More on that later. First, here are the five most important things you need to know to start your busy business day: Kroger Co.’s health care division has launched the first rapid Covid-19 antibody testing service by a U.S. retailer. Kroger pharmacies in Michigan and at its Ralphs stores in Southern California are offering rapid antibody testing, with the company planning to add the testing…